*Attention Realtors
who are sick of being at the mercy of the market and are ready to
discover a totally different, Realtor specific, approach to investing,
that puts you in control!*"Discover
How A Middle-Aged Realtor From Small Town Canada Stumbled onto an
Insider (And Nearly Risk-Free!) Way to Use The Money and Real Estate Knowledge
That He Already
Had to Earn Double Digit Returns (and no, it has nothing to do with tenants or toilets)!"
Don't
invest another dime until you discover how you can earn an OUTRAGEOUS
INTEREST RATE with virtually no risk or effort.
I've done it many
times and can show you how, too!
Date:
From:
Mark Hindley, Realtor
Dear Fellow Realtor,
It
sounds almost too good to be true but, in the past year, I've been
quietly banking 14.34% in interest…and I've been making similar returns
for the last 10 years! And in this sideways market there's
even
more opportunity than ever - that I'll explain in a moment.
But
first let me share with you my story (it might sound familiar).
Like
many of you, I have invested in a variety of things over the years
(real estate and otherwise), in an effort to stabilize my income
(commission-based income fluctuates with the market, but my monthly
bills sure don't) and, given that I have no corporate pension plan to
fall back on, earn the money I need to fund my future
retirement. I am also a big believer in enjoying my life in
the
here and now…before it's too late! That's why I take lots of
vacations, as well as enjoy my many hobbies such as fishing, hunting
and
flying my Cessna 172. However, these things take
money (too much money, if
you ask my wife ).
I
started out by buying a number
of rental
properties that I have now managed for several
years. If
chosen carefully, this type of investment can be fairly lucrative in
the long term, but all that glitters is not necessarily gold, and this
investment definitely comes with its share of ongoing hassles (plugged
toilets and tenant turnover are a couple of things that come to mind).
I have also looked into renovating and flipping
properties,
but the time, effort and money required to do this usually makes this
investment option impractical, if not impossible.
Like
much of the population, I have also held money in mutual funds and the
stock market, but I was sick of nervously watching my retirement money
go down in value and NOT
HAVING ANY CONTROL over it.
Time to take control! I
needed some other way that I could use my real estate expertise to earn
low-risk monthly income...and, this time, I didn't want it to involve
other
people's toilets or out-of-my-control stock markets!
Furthermore,
given that I already had a "day" job (more accurately, a day, night and
week-end job), I needed something that would require
MINIMAL EFFORT.
Calling all Realtors That's
when I ran across a special kind of investing, perfectly suited to
Realtors like you! One day, the Mortgage Broker where my
Real
Estate
Office oftens sent our clients, asked me if I was interested in making
some extra money every month. The
Broker said that he was looking for people to fund second mortgages and
that he would love to work with Realtors, because of their knowledge of
the
market and their experience in the valuation of properties (this
expertise made the process much faster and easier for both parties). I was still a little
sceptical, though…did
I really want to loan my hard-earned money to someone that was so
'financially challenged' that they needed to take out a second mortgage
in the first place? Wasn't that too
risky? I came to
find out that this was a misconception…many solid, responsible
individuals, due to a variety of situations (e.g. change to employment
or relationship status), may find themselves temporarily in need of a
second mortgage. The Broker confirmed that he dealt with
people
such as this on a regular basis, especially in these economic times
where many commercial lenders have tightened up on their lending
criteria, and that it could sometimes be a challenge for him to find
enough private lenders to cover the mortgage needs of these good
quality individuals.
But, what
if the Mortgagor does go bankrupt and I lose my investment?
I quickly dispelled this worry too, when I talked to a real estate
lawyer who confirmed what I remembered from my real estate law
course…in the case of bankruptcy, mortgages
are protected by law!
As long as I was confident of the property's value, my investment would
be 100% safe. I don't know about you, but my stocks and
mutual
funds sure don't come with this kind of security! Now I was really interested,
so I started
researching second mortgages, to see what benefits it
offered. I
wish I had learned earlier about this great way to make money!
5 Reasons Why Funding
Second Mortgages might be the Best
Investment Choice for Realtors...
- You are uniquely qualified.
Realtors already
have the knowledge and skills required to fund second mortgages…no need for
expensive and time-consuming training.
Realtors also have the contacts (Mortgage Brokers, personal clients and
other Realtors) required to find excellent second mortgage
opportunities (rest assured, there are plenty of safe and solid borrowers
who need private money due to such life circumstances as
self-employment, relationship breakdown, or a previous isolated
financial setback). All you need to get started right away is
my quick and easy
step-by-step process
for funding second mortgages…and I'll provide that!
- You
are in control. You determine
the risk, then set the interest rate, lending fees and term as you see
fit (or turn down the investment if you are not totally comfortable
with the level of risk). Walk away with your original principle
amount at the end of the mortgage term…use this money to invest
elsewhere or to fund another second mortgage!
- Minimal effort and
hassles.
You're too busy to spend your time chasing tenants, renovating houses
to flip them, or anxiously watching the stock market. With
second
mortgages, spend 2 to 3 hours upfront, then just sit back and collect
your money every month (some of my second mortgages I've had for
years). Oh, and did I mention, there is practically
no paperwork
for you to do, since most of it is done by the Broker and Lawyer, at no cost to you! What little paperwork is required, I provide you with easy fill-in-the-blank
templates that can be completed in a matter of minutes (did I hear
cheering?).
- Minimal investment required (no
maximum).
You decide how much you want to invest, from as little as a few
thousand dollars to 'the sky's the limit'. Use money you already have by funding
second
mortgages out of your RRSP (new or existing contributions) and enjoy
great tax savings while making above average returns towards your
retirement. If you don't personally have any funds available,
use other people's money to invest in second mortgages and
still make an excellent profit.
- Stabilize
your income.
You can stop being a victim to income that goes up and down like a
kid's yo-yo. Earn a steady passive income
every month to pay bills, save for retirement, go on vacation…or just
use it to enjoy life!
Why take my word for it? I
have been providing funding for second mortgages for 10 years and have
actually funded 39 mortgages, ranging in amount from $7,500 to
$70,000. Over the course of this time, I have made a
considerable
amount in passive income from second mortgages.
Currently,
I am funding seven mortgages
totalling $153,500, with interest payments of $1,875.21 per month and
an average interest rate of 14.57%. Of this total,
$96,500 of
this is funded through my registered retirement savings plan (RRSP),
earning me tax-deferred interest of $1,177.29 each month, or $14,127.48
annually (don't take my word for it…see below for a copy of a recent
RRSP statement). Is
your retirement fund making these kinds of steady returns?



Even
if you only have a fraction of this money to invest, you can start
seeing a real profit right away. Let's look at a very
realistic
example. If you had only $10,000 to invest, you could earn at
least $2000.00 in the first year investing in a second mortgage
(assuming a conservative 14% interest rate and $600.00 lender
fee). Fund it from your RRSP, and this amount is
also
tax-deferred (remember,
you can use either new contributions or existing registered funds).
However, that same $10,000 invested with the bank would likely only
earn you $170 in that same time period (assuming a 1.7%
interest rate).
Second Mortgage
Bank
Investment Original
investment
$10,000
$10,000 Annual
interest earned
$1,400 (14%
interest)
$170 (1.7% interest) Lender
fee
$600
n/a Total at end of
first year
$12,000
$10,170
Note:
This calculator is only to be used as an example of figures that can be
potentially earned. The results from this calculator are not
typical or guaranteed.
Over
the years, I've talked to many Realtors who are looking for a way to
boost their retirement savings, especially in light of the fact that
they don't have a
company pension to fall back on,
but are uncomfortable with the typical options open to
them. I've done my best to convince them that there
are
other options and tried to explain what to do, but it's pretty tricky
when the process and expertise is in my head, not on paper.
That's
why I decided to finally do something about it and develop a guide that
is truly unique…one that is written specifically with Realtors in
mind. 'The Realtor's Quick Guide to Investing in Second
Mortgages'
will
take you, step by step, through the process of funding second mortgages
(it's like I'm sitting on your shoulder and walking you through
it…except it's much less annoying ).
You need a proven expert to guide
you through the process...from beginning to end
It's
NOT a difficult or lengthy process (just 5 quick and easy, carefully
laid-out steps), but some guidance from someone who
'knows the ropes', sure goes a long way towards helping you avoid any
costly or time-consuming pitfalls. To make the process even
easier and more attractive (especially to those of us who are' less
than enthusiastic' about administration), I have converted what little
paperwork that needs to be done, into easy fill-in-the-blank PDF forms
(see the free bonuses). Take a
few minutes to complete these, then let the Broker and
Lawyer do the rest, at no expense to you, confident that your interests will be protected. Although
second mortgages are typically 'uneventful', over the nine years I have
been investing in them, I have had to deal with a few different
situations (e.g. mortgagee missed a payment; house went into
foreclosure). Because of my experience, I can provide a
step-by-step process for dealing with these events with the least
amount of time and hassle (they may be rare, but you still want to be
prepared if they do happen). And the good news is, even when
something like this happens, you are well compensated for
your efforts!
Wouldn't you like to 'do it
right' the first time and have your money and knowledge start working
for you RIGHT
AWAY?!
Here's just a taste of some of the
highly profitable secrets, tips and techniques you'll learn:
- How to use
your knowledge of real estate and the real estate market to choose virtually
risk-free properties (page 11)
- How to decide what interest rate
and lending fees YOU want to charge (page 15)
- How
to find an almost unlimited supply of high-quality second mortgage
opportunities (page 4)
- The
2 CRITICAL things that you NEED to do when inspecting a second mortgage
property (page 13)
- 4 ways to fund a second
mortgage, even
if you DON'T
have the money (page 7)
- How to shelter your interest
income from the tax man (page 22)
- What
you NEED to
do to make sure you are PROTECTED
legally (Bonus #1:
I'll even provide you with a sample legal agreement, as well as clauses
I have developed and used over the years to cover a variety of standard
and non-standard situations)
- The
5-step process you should follow to quickly and easily assess a second
mortgage opportunity
- The 2 key
questions you MUST
ask yourself before deciding whether or not to fund a second mortgage
(page 14)
- The
CRITICAL piece of paperwork that can help protect you (Bonus
#2: I've provided a printable copy for you)
- What to
do if the "s--- hits the fan" (includes strategies for getting your
money OUT of the property) (page 23-25)
- How to choose the 'professional
partners' that will make your job even easier (page 5)
- And
much, much, more!
At
first, I considered putting together a workshop or seminar with this
information and charging $1,500 per person to attend, but then I
decided that I could get it into more hands by making it a
'here's-everything-you-need-to-know-to-hit the-ground-running'
home study
course, designed specifically for the time and patience challenged,
like me (and the money I save by not having to travel across the
country
delivering this workshop, I can pass on to all of you in the form of a
significantly reduced price). All
documents can be downloaded immediately and are in PDF format so they
can be accessed by anyone (for those who don't have Adobe Acrobat
Reader, a link to a free download has also been provided).
This
information helped me make thousands...so why wait! You
get IMMEDIATE ACCESS
to "The Realtor's Quick
Guide
to Funding Second Mortgages", plus several very valuable
bonuses,
if you ACT
RIGHT NOW.
Order today and
you pay the introductory
price of only $97! That's
right...you can get this complete package for less than the cost of
even a single house ad, which may not even generate one call!
Act
immediately and receive the following bonuses
Act right now and you'll also get the following bonuses...
FREE Bonus #1: My customized,
fill-in-the-blank Commitment Letter
(estimated value of $349)
Over
the years, I have developed a Commitment Letter to protect me as a
Mortgagee. I have written a number of standard conditions
that I
include on every mortgage, as well as a number of conditions to cover a
variety of 'non-standard' situations. I have developed a PDF
version of this letter so that you can simply 'plug in' the relevant
information into the template and select the relevant clauses and
you're good to go (or, if you're more comfortable, print the letter out
and fill it in the old-fashioned way). Why not save yourself
the
cost, hassle and uncertainty of starting from scratch!
FREE Bonus #2: My 'Get it signed
now and be thankful later' letter (estimated
value of $149)
I
will provide you with the Authorization Letter that you MUST get signed
by the Mortgagor and that authorizes you to check the status of their
first mortgage and insurance at any time to confirm that it is current (this letter
can really come in handy if you ever need to work out a remedy with the
first Mortgagee or the Insurer).
FREE Bonus #3: No-Nonsense Action
Checklist (estimated value $49)
You
will get a copy of my "Second Mortgage Action Checklist" which shows
you a bird's eye view of the second mortgage funding process.
Refer to this Checklist as you go along to easily see what steps to
take and the order in which to take them. Print off and
complete
a Checklist for each second mortgage, so that you can easily see where
you are in the process at any point in time.
FREE Bonus #4: Never too much of
a good thing, Mortgage Renewal Letter (estimated
value of $99)
Use
this letter to quickly and easily renew a second mortgage for the term
of your choice, without the hassle of outlining all of the original
conditions again (did I hear "less paperwork"?!).
Order yours now for the incredibly low price of only $97!

You can't
lose with my 100% money-back guarantee
By
the way, these bonuses are yours to keep, even in the unlikely event that
you decide to take advantage of my money-back guarantee.
There
is absolutely no risk to you, since your satisfaction is guaranteed!
If for any reason, you are not absolutely
thrilled with your
purchase, just let me know within 60 days and I'll refund 100% of your
purchase price. What that really means is that you can "try
it
out" for 60 days, without risk!
If
it doesn't help you determine the most important information you need
to gather about a potential mortgage property and Mortgagor, decide
what interest rate and lending fees you want to charge, choose the best
Mortgage Broker and Lawyer for you, shelter your interest income from
taxes, quickly and easily assess a property's risk, and complete the
paperwork required to set up a second mortgage that legally protects
you in less than ten minutes, then I don't want your money.
You
have nothing to lose, but everything to gain! Give it a try
and start TAKING CONTROL
of your investments TODAY!
The next move is up to you (after all, you can only lead a
horse to water but you can't make him drink)!
Click the button below to get
INSTANT ACCESS! It doesn't matter if it's 2:00
a.m. in the morning! 


Purchase
online with Credit Card by Secure Server Sincerely,
 Mark
Hindley Realtor St. Thomas, Ontario
P.S.
Don't continue to earn low interest rates on your investments and lose
money to the stock market. Discover a QUICK
AND EASY way to use money that you already have, plus your existing real estate
knowledge and connections, to earn
above average returns, every month. Get
this life-changing quick study book for less
than the cost of ONE real estate print ad, that may not
even generate a single call! There really is no risk to you
(you have 60 days to try it out)!
Click Here Now
for your instant access to "The Realtor's Quick Guide to
Investing
in Second Mortgages".
Every effort has been made to
accurately represent our product and it's potential. Any claims made of
actual earnings or examples of actual results can be verified upon
request. The testimonials and examples used are not intended to represent or
guarantee that anyone will achieve the same or similar results. Each
individual’s success depends on his or her background, dedication,
desire and motivation. As
with any business endeavor, there is an inherent risk of loss of
capital and there is no guarantee that you will earn any
money.
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