*Attention Realtors who are sick of being at the mercy of the market and are ready to discover a totally different, Realtor specific, approach to investing, that puts you in control!*

"Discover How A Middle-Aged Realtor From Small Town Canada Stumbled onto an Insider (And Nearly Risk-Free!) Way to Use The Money and Real Estate Knowledge That He Already Had to Earn Double Digit Returns (and no, it has nothing to do with tenants or toilets)!"  

Don't invest another dime until you discover how you can earn an OUTRAGEOUS INTEREST RATE with virtually no risk or effort.  I've done it many times and can show you how, too!

Date:  
From:  Mark Hindley, Realtor 

Dear Fellow Realtor,

It sounds almost too good to be true but, in the past year, I've been quietly banking 14.34% in interest…and I've been making similar returns for the last 10 years!  And in this sideways market there's even more opportunity than ever - that I'll explain in a moment.  But first let me share with you my story (it might sound familiar).

Like many of you, I have invested in a variety of things over the years (real estate and otherwise), in an effort to stabilize my income (commission-based income fluctuates with the market, but my monthly bills sure don't) and, given that I have no corporate pension plan to fall back on, earn the money I need to fund my future retirement.  I am also a big believer in enjoying my life in the here and now…before it's too late!  That's why I take lots of vacations, as well as enjoy my many hobbies such as fishing, hunting and flying my Cessna 172.  However, these things take money (too much money, if you ask my wife smiley face).

I started out by buying a number of rental properties that I have now managed for several years.   If chosen carefully, this type of investment can be fairly lucrative in the long term, but all that glitters is not necessarily gold, and this investment definitely comes with its share of ongoing hassles (plugged toilets and tenant turnover are a couple of things that come to mind).  
I have also looked into renovating and flipping properties, but the time, effort and money required to do this usually makes this investment option impractical, if not impossible.  

Like much of the population, I have also held money in mutual funds and the stock market, but I was sick of nervously watching my retirement money go down in value and NOT HAVING ANY CONTROL over it.

Time to take control!

I needed some other way that I could use my real estate expertise to earn low-risk monthly income...and, this time, I didn't want it to involve other people's toilets or out-of-my-control stock markets!  Furthermore, given that I already had a "day" job (more accurately, a day, night and week-end job), I needed something that would require MINIMAL EFFORT.

Calling all Realtors

That's when I ran across a special kind of investing, perfectly suited to Realtors like you!  One day, the Mortgage Broker where my Real Estate Office oftens sent our clients, asked me if I was interested in making some extra money every month.  

The Broker said that he was looking for people to fund second mortgages and that he would love to work with Realtors, because of their knowledge of the market and their experience in the valuation of properties (this expertise made the process much faster and easier for both parties).

I was still a little sceptical, though…did I really want to loan my hard-earned money to someone that was so 'financially challenged' that they needed to take out a second mortgage in the first place?  Wasn't that too risky?  I came to find out that this was a misconception…many solid, responsible individuals, due to a variety of situations (e.g. change to employment or relationship status), may find themselves temporarily in need of a second mortgage.  The Broker confirmed that he dealt with people such as this on a regular basis, especially in these economic times where many commercial lenders have tightened up on their lending criteria, and that it could sometimes be a challenge for him to find enough private lenders to cover the mortgage needs of these good quality individuals.

But, what if the Mortgagor does go bankrupt and I lose my investment?  I quickly dispelled this worry too, when I talked to a real estate lawyer who confirmed what I remembered from my real estate law course…in the case of bankruptcy, mortgages are protected by law!  As long as I was confident of the property's value, my investment would be 100% safe.  I don't know about you, but my stocks and mutual funds sure don't come with this kind of security!

Now I was really interested, so I started researching second mortgages, to see what benefits it offered.  I wish I had learned earlier about this great way to make money!  


5 Reasons Why Funding Second Mortgages might be
the Best Investment Choice for Realtors...

  1. You are uniquely qualified.  Realtors already have the knowledge and skills required to fund second mortgages…no need for expensive and time-consuming training.  Realtors also have the contacts (Mortgage Brokers, personal clients and other Realtors) required to find excellent second mortgage opportunities (rest assured, there are plenty of safe and solid borrowers who need private money due to such life circumstances as self-employment, relationship breakdown, or a previous isolated financial setback).  All you need to get started right away is my quick and easy step-by-step process for funding second mortgages…and I'll provide that!
  1. You are in control.  You determine the risk, then set the interest rate, lending fees and term as you see fit (or turn down the investment if you are not totally comfortable with the level of risk).  Walk away with your original principle amount at the end of the mortgage term…use this money to invest elsewhere or to fund another second mortgage!
  1. Minimal effort and hassles.  You're too busy to spend your time chasing tenants, renovating houses to flip them, or anxiously watching the stock market.  With second mortgages, spend 2 to 3 hours upfront, then just sit back and collect your money every month (some of my second mortgages I've had for years).  Oh, and did I mention, there is practically no paperwork for you to do, since most of it is done by the Broker and Lawyer, at no cost to you!  What little paperwork is required, I provide you with easy fill-in-the-blank templates that can be completed in a matter of minutes (did I hear cheering?).
  1. Minimal investment required (no maximum).  You decide how much you want to invest, from as little as a few thousand dollars to 'the sky's the limit'.  Use money you already have by funding second mortgages out of your RRSP (new or existing contributions) and enjoy great tax savings while making above average returns towards your retirement.  If you don't personally have any funds available, use other people's money to invest in second mortgages and still make an excellent profit.
  1. Stabilize your income.  You can stop being a victim to income that goes up and down like a kid's yo-yo.  Earn a steady passive income every month to pay bills, save for retirement, go on vacation…or just use it to enjoy life!

Why take my word for it?

I have been providing funding for second mortgages for 10 years and have actually funded 39 mortgages, ranging in amount from $7,500 to $70,000.  Over the course of this time, I have made a considerable amount in passive income from second mortgages.

Currently, I am funding seven mortgages totalling $153,500, with interest payments of $1,875.21 per month and an average interest rate of 14.57%.  Of this total, $96,500 of this
is funded through my registered retirement savings plan (RRSP), earning me tax-deferred interest of $1,177.29 each month, or $14,127.48 annually (don't take my word for it…see below for a copy of a recent RRSP statement).  Is your retirement fund making these kinds of steady returns? 

statement period of Dec 1, 2011 to Dec 31, 2011

RRSP statement showing mortgage amounts and interest rates

RRSP statement showing monthly interest amounts earned

Even if you only have a fraction of this money to invest, you can start seeing a real profit right away.  Let's look at a very realistic example.  If you had only $10,000 to invest, you could earn at least $2000.00 in the first year investing in a second mortgage (assuming a conservative 14% interest rate and $600.00 lender fee).   Fund it from your RRSP, and this amount is also tax-deferred (remember, you can use either new contributions or existing registered funds).  However, that same $10,000 invested with the bank would likely only earn you $170 in that same time period (assuming a 1.7% interest rate).

                                             Second Mortgage              Bank Investment
Original investment                      $10,000                           $10,000
Annual interest earned         $1,400 (14% interest)         $170 (1.7% interest)
Lender fee                                     $600                                   n/a
Total at end of first year               $12,000                           $10,170

Note: This calculator is only to be used as an example of figures that can be potentially earned.  The results from this calculator are not typical or guaranteed.

Over the years, I've talked to many Realtors who are looking for a way to boost their retirement savings, especially in light of the fact that they don't have a company pension to fall back on, but are uncomfortable with the typical options open to them.   I've done my best to convince them that there are other options and tried to explain what to do, but it's pretty tricky when the process and expertise is in my head, not on paper. 

That's why I decided to finally do something about it and develop a guide that is truly unique…one that is written specifically with Realtors in mind.  'The Realtor's Quick Guide to Investing in Second Mortgages' will take you, step by step, through the process of funding second mortgages (it's like I'm sitting on your shoulder and walking you through it…except it's much less annoying smiley face).

You need a proven expert to guide you through the process...from beginning to end

It's NOT a difficult or lengthy process (just 5 quick and easy, carefully laid-out steps), but some guidance from someone who 'knows the ropes', sure goes a long way towards helping you avoid any costly or time-consuming pitfalls.  To make the process even easier and more attractive (especially to those of us who are' less than enthusiastic' about administration), I have converted what little paperwork that needs to be done, into easy fill-in-the-blank PDF forms (see the free bonuses).  Take a few minutes to complete these, then let the Broker and Lawyer do the rest, at no expense to you, confident that your interests will be protected.

Although second mortgages are typically 'uneventful', over the nine years I have been investing in them, I have had to deal with a few different situations (e.g. mortgagee missed a payment; house went into foreclosure).  Because of my experience, I can provide a step-by-step process for dealing with these events with the least amount of time and hassle (they may be rare, but you still want to be prepared if they do happen).  And the good news is, even when something like this happens, you are well compensated for your efforts!

Wouldn't you like to 'do it right' the first time and have your money and knowledge start working for you RIGHT AWAY?!

Here's just a taste of some of the highly profitable secrets, tips and techniques you'll learn:

  • How to use your knowledge of real estate and the real estate market to choose virtually risk-free properties (page 11)
  • How to decide what interest rate and lending fees YOU want to charge (page 15)
  • How to find an almost unlimited supply of high-quality second mortgage opportunities (page 4)
  • The 2 CRITICAL things that you NEED to do when inspecting a second mortgage property (page 13)
  • 4 ways to fund a second mortgage, even if you DON'T have the money (page 7)
  • How to shelter your interest income from the tax man (page 22)
  • What you NEED to do to make sure you are PROTECTED legally (Bonus #1: I'll even provide you with a sample legal agreement, as well as clauses I have developed and used over the years to cover a variety of standard and non-standard situations)
  • The 5-step process you should follow to quickly and easily assess a second mortgage opportunity 
  • The 2 key questions you MUST ask yourself before deciding whether or not to fund a second mortgage (page 14)
  • The CRITICAL piece of paperwork that can help protect you (Bonus #2: I've provided a printable copy for you)
  • What to do if the "s--- hits the fan" (includes strategies for getting your money OUT of the property)  (page 23-25)
  • How to choose the 'professional partners' that will make your job even easier (page 5)
  • And much, much, more!
At first, I considered putting together a workshop or seminar with this information and charging $1,500 per person to attend, but then I decided that I could get it into more hands by making it a 'here's-everything-you-need-to-know-to-hit the-ground-running' home study course, designed specifically for the time and patience challenged, like me (and the money I save by not having to travel across the country delivering this workshop, I can pass on to all of you in the form of a significantly reduced price).   All documents can be downloaded immediately and are in PDF format so they can be accessed by anyone (for those who don't have Adobe Acrobat Reader, a link to a free download has also been provided).

This information helped me make thousands...so why wait!

You get IMMEDIATE ACCESS to "The Realtor's Quick Guide to Funding Second Mortgages", plus several very valuable bonuses, if you ACT RIGHT NOW.

Order today and you pay the introductory price of only $97!  That's right...you can get this complete package for less than the cost of even a single house ad, which may not even generate one call!

Act immediately and receive the following bonuses

Act right now and you'll also get the following bonuses...

FREE Bonus #1: My customized, fill-in-the-blank Commitment Letter (estimated value of $349)

Over the years, I have developed a Commitment Letter to protect me as a Mortgagee.  I have written a number of standard conditions that I include on every mortgage, as well as a number of conditions to cover a variety of 'non-standard' situations.  I have developed a PDF version of this letter so that you can simply 'plug in' the relevant information into the template and select the relevant clauses and you're good to go (or, if you're more comfortable, print the letter out and fill it in the old-fashioned way).  Why not save yourself the cost, hassle and uncertainty of starting from scratch!

FREE Bonus #2: My 'Get it signed now and be thankful later' letter (estimated value of $149)

I will provide you with the Authorization Letter that you MUST get signed by the Mortgagor and that authorizes you to check the status of their first mortgage and insurance at any time to confirm that it is current (this letter can really come in handy if you ever need to work out a remedy with the first Mortgagee or the Insurer).

FREE Bonus #3: No-Nonsense Action Checklist (estimated value $49)

You will get a copy of my "Second Mortgage Action Checklist" which shows you a bird's eye view of the second mortgage funding process.  Refer to this Checklist as you go along to easily see what steps to take and the order in which to take them.  Print off and complete a Checklist for each second mortgage, so that you can easily see where you are in the process at any point in time. 

FREE Bonus #4: Never too much of a good thing, Mortgage Renewal Letter (estimated value of $99)

Use this letter to quickly and easily renew a second mortgage for the term of your choice, without the hassle of outlining all of the original conditions again (did I hear "less paperwork"?!).


Order yours now for the incredibly low price of only $97!

Click here to order


You can't lose with my 100% money-back guarantee

By the way, these bonuses are yours to keep, even in the unlikely event that you decide to take advantage of my money-back guarantee.

There is absolutely no risk to you, since your satisfaction is guaranteed!  If for any reason, you are not absolutely thrilled with your purchase, just let me know within 60 days and I'll refund 100% of your purchase price.  What that really means is that you can "try it out" for 60 days, without risk!

If it doesn't help you determine the most important information you need to gather about a potential mortgage property and Mortgagor, decide what interest rate and lending fees you want to charge, choose the best Mortgage Broker and Lawyer for you, shelter your interest income from taxes, quickly and easily assess a property's risk, and complete the paperwork required to set up a second mortgage that legally protects you in less than ten minutes, then I don't want your money.

You have nothing to lose, but everything to gain!  Give it a try and start TAKING CONTROL of your investments TODAY!  The next move is up to you (after all, you can only lead a horse to water but you can't make him drink)!

Click the button below to get INSTANT ACCESS!
It doesn't matter if it's 2:00 a.m. in the morning!

Click here to order

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Sincerely,
Mark's signature
Mark Hindley
Realtor 
St. Thomas, Ontario

P.S. Don't continue to earn low interest rates on your investments and lose money to the stock market.  Discover a QUICK AND EASY way to use money that you already have, plus your existing real estate knowledge and connections, to earn above average returns, every month.  Get this  life-changing quick study book for less than the cost of ONE real estate print ad, that may not even generate a single call!  There really is no risk to you (you have 60 days to try it out)!

Click Here Now for your instant access to
"The Realtor's Quick Guide to Investing in Second Mortgages".

Every effort has been made to accurately represent our product and it's potential. Any claims made of actual earnings or examples of actual results can be verified upon request. The testimonials and examples used are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money. 

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